Terms and Conditions

Terms and Conditions

GLASGLOW GIRLS CLUB Limited – Members’ Terms and Conditions

GLASGLOW GIRLS CLUB provides its members with exclusive deals and offers from businesses located throughout Glasgow. We also provide discounted entry to events and workshops, alongside exclusive events and access to exclusive blogs, access to exclusive Facebook groups (if incorporated in the benefits of the membership option selected) and our newsletter, all of which are designed to encourage women to get the most out of life in Glasgow.

We have two types of membership, a Social Club Membership and a Business Club Membership (formerly called GGC Business and now called The Glow Club). Each membership comes with its own benefits. We also have multiple tiers of membership available for our Business Membership, namely: Shine, Glow and Diamond Memberships.

Access to all of the GLASGLOW GIRLS CLUB member benefits is through www.glasglowgirlsclub.com (Platform) and/or the GLASGLOW GIRLS CLUB APP available via Apple or Android (GGC App).

From time to time member benefits (available to our Social Club Members and the Glow and Diamond Business Club Members) are also shared in our exclusive members only Facebook group and Facebook The Glow Club group. Where possible, live videos will be downloaded and added to our Media Hub on the Platform, however we do recommend requesting access to these groups to enjoy supplementary value to your membership.

“You” or “you” or “Member” means either (i) an individual consumer who signs up and joins our Social Club Membership  or (ii) a business who signs up and joins our Business Club Membership .

We ask that you read through these terms and conditions which apply to your use of the Platform and your membership of the GLASGLOW GIRLS CLUB and govern:

• Members’ rights and responsibilities; and
• Our responsibilities to you

By subscribing for membership of the GLASGLOW GIRLS CLUB you agree to be bound by the terms and conditions set out below. If you do not have authority to be bound by these terms and conditions or do not agree to be bound by these terms, you may not be a member or use or access the Platform.

Who are we?

“We” or “Us” means GLASGLOW GIRLS CLUB Limited, a company incorporated in Scotland (Company Number SC599345) with a Registered Office at c/o Blackadders LLP 53 Bothwell Street, Glasgow United Kingdom G2 6TS (GGC) VAT number. 462 3469 83.

We can be contacted at hello@glasglowgirlsclub.com and 07716019635 and any mail can be addressed to GLASGLOW GIRLS CLUB c/o Blackadders LLP 53 Bothwell Street, Glasgow United Kingdom G2 6TS.

What do we offer

Through the Platform, We:-

• contract with businesses located throughout Glasgow (Partners) to give you exclusive deals and offers, both online and offline (Offers);
• publish, from time to time, exclusive blogs (GGC Blogs);
• organise and host exclusive events with discounted ticket prices for Members (GGC Events);
• provide you with the free GGC App downloadable from the Apple or Android store (not applicable to Shine Members);
• keep you informed and up to date with GGC events happening across Glasgow or online;
  
• provide the GGC Media Hub, together with the GGC Facebook groups, with pre-recorded classes and workshops (any GGC members able to access the said video content are invited to enjoy the video content provided by experts and professionals. Some video content can be enjoyed live in real time or can be watched back. All Members acknowledge that they will take full responsibility for their health, life and well-being, as well as the health, lives and well-being of persons for whom they are responsible. All Members hereby accept that if they engage in any video content activity, that there is the possibility of physical injury and they agree that they participate at their own risk, assume all risk of injury to themselves (and others for whom they are responsible), and agree to free and relieve both GGC and the expert/professional from any and all claims or causes of action (including but not limited to, for the avoidance of doubt, any personal injury, property damage or wrongful death), known or unknown, arising out of their participation in any video content activity. Any information GGC or the expert/professional provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. All Members undertake not to disregard professional medical advice, or delay in seeking it, because of something they have heard or read on either the Platform, social media channels or on the video content. Neither the GGC nor the expert/professional can guarantee positive results, improvements or outcomes or success with regard to members’ participation in any video content activity.)
• provide a directory of brands across a multitude of categories; 
• provide, for both Business Club Members and Social Club Members an exclusive Facebook group where deals and events will be shared alongside added value content (not applicable to Shine Members), and
• provide for Social Club Members, access to our private exclusive members group, where they can access our private chat rooms, clinics and workshops. Our business members also get access to this group and every week will share offers and promotions that are largely exclusive to our members
• provide, exclusively for Glow and Diamond Business Club Members, access to The Glow Club Facebook Group and various Glow Club offers including access to the Glow Club blog and B2B offers. In the Glow Club Facebook Group members will enjoy live video content from business experts and professionals that can be watched back.

(altogether Benefits).  By joining as a Social or Business Club Member (with the exception of the Shine Members) You can enjoy all of the Benefits via the Platform and Members’ Facebook Groups.

We aim to provide constant and uninterrupted access to the Platform, but we do not take responsibility for issues outside our control, such as internet or connection issues. Specifically, we do not guarantee that:

• the availability of the Platform or GGC App on each and every device or Platform all of the time;
• any technical issues that arise can be resolved quickly; and
• the Platform or GGC App are error, virus or bug free.

Are you a business or a consumer? In some areas you will have different rights under these terms depending on whether you are a business or consumer.  You are a consumer if you are an individual and you are buying your membership for personal use (Social Club Membership).

If you are a business (Business Club Member) you enjoy all of the Benefits listed above and additional Benefits set out below. This is our entire agreement with you.  You acknowledge that you have not relied on any statement, promise, representation, assurance or warranty made or given by or on behalf of us which is not set out in these terms and conditions and that you shall have no claim for innocent or negligent misrepresentation based on any statement in these terms.

As of April 2024 we have 3 tiers of Business Club Membership:

Shine Business Membership – this membership includes:

• access to a business listing on our Platform and GGC App and the right to share one advertising post in our Facebook Group @glasglowgirlsclub every Wednesday. In these posts we ask that you use the hashtag #shinebusinessmember and include an image of the badge we send to you when on-boarding you. The badge can simply be added as an image within your post, or you can overlay it on your image should you choose to do so. 
• free access to our monthly virtual speed networking sessions and discounted business member rates for our monthly in-person speed networking. Shine Business Members will have the scope to access our Platform, but many of the pages will be locked and can only be accessed with a higher level membership (namely our Glow and Diamond Business Memberships). No further benefits are included. 
• The Shine Membership does not include access to the Social Club Membership, private Facebook Groups or the GGC App. 

Glow Business Membership – this membership includes:

• access to our private Facebook groups, free events (co-working, Meety Friday, virtual Speed networking, alongside regular workshops) and discounted events (speed networking, workshops and social events too), 
• sales posting in our main Facebook groups every Monday and Tuesday and in our social club group on a Monday (using the hashtag #glowbusinessmember in posts), getting listed on our Platform and GGC App, including the option to run offers to our Social and Business Club members
• monthly training sessions, access to our accountability and growth programme and full access to our Platform.
• Glow Business Members can also opt to be part of our Members Gallery, please note by selecting to do this, your email is accessible and viewable from our platform to other Business Members.
• Glow Business Members can access all of the Social Club Member benefits and the GGC App.

Diamond Membership- this membership includes:

• All of the benefits of the Glow Business Membership listed above and the following additional benefits:
• Access to daily posting (created by Diamond Member) in our main Facebook group, Daily advertising post must include Diamond Member badge or text: #diamondbusinessmember 
• 2 free speed networking tickets throughout the year, 
• Up to 40% off advertising, 
• having the business Directory Listing and Offer Listing highlighted on the Platform
  
• and the chance to provide us with content for 2 emails across the year’s membership. Email content is provided by Diamond Member

*Please note, with regard to Business Club Membership, that whilst MLM product sales posts are permitted, subject to GGC approval, MLM Businesses are not permitted to recruit on the Platform or in the GGC Facebook groups.  

Upgrades and Downgrades

Should a Business Club Member wish to upgrade or downgrade their membership, they can do so by accessing the Membership Options page of the Platform, from the ‘My Account’ page when logged in.

If upgrading, our Platform will calculate the additional cost required taking into account whether the member is a yearly or monthly subscriber and based on what stage they are at within their payment cycle. If downgrading, the Member will automatically enter into the new membership tier and cycle of payment, and no refunds will be given.

Legacy pricing is lost if a member upgrades on downgrades as they will automatically move to the new level of pricing.

If a member upgraded to a Diamond Member before April 2024, the upgrade cost will continue to be charged as a separate fee on top of their automated ‘Glow Membership’ subscription. The GGC team will email each year to ask if you wish to renew the Diamond Upgrade and if not, the upgrade will be cancelled and the benefits of the Diamond Membership will be immediately revoked. Your Glow Membership subscription will still continue after this time unless cancelled. Your Diamond Member start date will be from the date you originally upgraded, which may not always be the subscription date for your Glow membership.

If a Diamond Membership is created after 2nd April 2024, this will be automatically set up via the Platform which means the membership fee renewal will occur automatically unless the membership is cancelled. 

GGC reserve the right to remove posts that go against the guidelines set out by Facebook or within the GGC Facebook Group. We reserve the right to remove any member in breach of any of the provisions of our terms and conditions. 

GGC does not guarantee the size of the main GGC Facebook group (https://www.facebook.com/groups/glasglowgirlsclub) at any point. GGC  does not make any promise of the results of posting. Daily posting privileges are only valid for the main GGC Facebook Group (https://www.facebook.com/groups/glasglowgirlsclub), not for the business group or exclusive members’ group.

 

Becoming a member

To become a Member, you will have to provide us with your personal details and contact information in order to create a member account on the Platform (Member Account).

Your Member Account is personal to you and cannot be used by any other person.

You may not create an Account if you are under 16 years of age.You warrant that the personal information which you are required to provide when you create your Member Account is true, accurate, current and complete in all respects.

On your Member Account, you will be able to:

• review your information
• make any necessary changes or amendments to keep your personal information up to date and accurate
• remove any details that are no longer relevant

From time to time, in order for us to deliver the Benefits effectively it will be necessary for us to send you service messages by email or text which will be information and updates about the Platform and Benefits.

GGC App

Members can download the GGC App from the Android or Apple store at no cost and log into their accounts on the GGC App. On the GGC App you can search all offers, offers nearby (if locational access has been approved), view upcoming events, search our directory and view competitions.

From the GGC App you can click through to the Platform to make purchases from our store and events section, find out more information on our Book Club, read our digital magazines, blogs, community page and media hub.

You will also have access on the GGC App to a My Account page where you can view and edit your profile. On this page you can also see your joining date and what level of membership you have.

The GGC App replaced the GGC Keyrings. To redeem offers you flash the partner’s offer page and click ‘Claim Discount’ when paying. GGC Keyrings will no longer work to validate offers.

By purchasing a Membership, you are expressly requesting that you wish access to the Platform and GGC App to be made available to you immediately.  If you are a consumer, this will result in your right to cancel during the “cooling-off” period being lost.

Subscription and payment of your membership fee

All Members will pay either (i) an annual membership fee or (ii) a monthly membership fee (Membership Fee)

We reserve the right in our absolute discretion to change the Membership Fee each year.

The current annual fee for a Social Membership is £57 + VAT

The current monthly fee for a Social Membership is £7 + VAT

The current annual fee for a Shine Business Membership is £111+VAT

The current monthly fee for a Shine Business Membership is £15+VAT

The current annual fee for a Glow Business Membership is £216+VAT

The current monthly fee for a Glow Business Membership is £25+VAT

The current annual fee for a Diamond Business Membership is £336+VAT

The current monthly fee for a Diamond Business Membership is £35+VAT

You can select then pay your Membership Fee via our online payment partner, Stripe. The information which you provide during the payment process will be governed in accordance with Stripe’s Terms and Conditions [https://stripe.com/gb/ssa].

Your membership is valid immediately from the day that your membership is acknowledged by  Us (following receipt of the Membership Fee by  Us in cleared funds) and will be valid for the Membership Period. Your membership will automatically renew on the expiry of the Membership Period.

Renewal: 7 days before your Membership Period comes to an end, We will send you an email reminder confirming that renewal will be automatic using [https://www.paidmembershipspro.com/add-ons/recurring-payment-email-reminders/].  If you do not wish to renew your membership you must

i) inform Us at your earliest opportunity, 14 days before the end of your Membership Period.

ii) terminate your membership by clicking the link to cancel in our renewal email

iii) by cancelling from the My Account page of the Platform when logged into the Members area

Should a member who has cancelled their membership wish to later rejoin the Platform, they will do so at the current price of the membership.

We reserve the right in Our sole discretion to refuse your application for membership or renewal or terminate your membership if in Our  opinion you behave in a way which is considered to be harassing, causing distress or inconveniencing other members, any Partner, any member of Our staff or you breach any of these terms and conditions.

Please ensure to check junk mail for communications from the GGC, we cannot take responsibility for missed emails.

Subject to any statutory right to cancel, your Membership Fee is non-refundable once payment has been received by Us.

If you are unsatisfied at any time with your Member Account please contact us at hello@glasglowgirlsclub.com and we will be happy to discuss any concerns you might have.

Membership rights are not transferrable.

Membership rights shall cease on a Member’s death or an individual ceasing to be a Member.

Benefits

We reserve the right to amend or remove Benefits at any time and without warning. We will endeavour to keep members up to date on changes made to Benefits where possible.

Offers

We recommend that all services are pre-booked and Member notifies Business Partner they will be redeeming their GGC discount.

We have no involvement or influence in the Offers being offered and we make no representations as to the quality or experience or knowledge or content of the Benefits.

Your privacy

Data Protection Legislation means all applicable data protection and privacy legislation in force from time to time in the UK including the UK GDPR; the Data Protection Act 2018 (DPA 2018) (and regulations made thereunder) and the Privacy and Electronic Communications Regulations 2003 (SI 2003/2426) as amended.

Any personal information provided by you to us will be held and processed in accordance with the data protection principles set out in the Data Protection Legislation for the purposes of meeting the legitimate business interests of GGC and adhering to the rights of the individual.

Our Privacy Policy explains our data processing practices. If you have any queries concerning your personal information or any questions on our use of the information, please contact: Laura Maginess hello@glasglowgirlsclub.com GLASGLOW GIRLS CLUB c/o Blackadders LLP 53 Bothwell Street, Glasgow United Kingdom G2 6TS tel: 07716019635.

We will treat all your personal information as confidential.  We will keep it on a secure server and we will fully comply with  applicable Data Protection Legislation.

The personal information we hold about you:-

• Your name
• Your address
• Your date of birth
• Contact details – email and phone number

The business information we hold about you:-

• Business name

We will use your personal information only for the following purposes:

• To administer the Platform and GGC App and fulfil delivery of the Benefits
• To communicate with you about GGC and the Benefits, which includes promotional messages from our members from time to time
• To provide you with GGC news and Benefits changes
• Send timely and relevant reminders
• If you consent, to send you Marketing Messages

We will use your business information only for the following purposes:

• To verify your entry to the private The Glow Club Facebook group and exclusive Members Only Facebook Group

You agree that you do not object to us contacting you for any of the above purposes whether by phone, e-mail or post and you confirm that you do not and will not consider any of the above as being a breach of any of your rights under the Data Protection Legislation.

You should be aware that if we are requested by the police or any other regulatory or government authority investigating suspected illegal activities to provide your personal information, we are entitled do so.

We hold your personal information under the lawful basis for processing of legitimate interests i.e. the processing is necessary for our legitimate interests and running The Glow Club and the Platform.

We also confirm that any personal information which you provide to us and any information, from which we can identify you, is held in accordance with the registration we have with the Information Commissioner’s Office. The GGC reference number is ZA450217.

Marketing

We will keep you up to date with new Partners, Offers and Benefits through the Platform.

We would also like to email and/or text you with suggestions of other offers and relevant products and services from third parties which we think might be of interest to you but which are not necessarily linked to the Benefits which you have registered for previously (Marketing Messages).

If you choose to opt-in below, whilst GGC will send you Marketing Messages we will not share your personal information with any Partners or with any other external third party. Your personal information will remain on the Platform under our control.  You may opt out of receiving communications from Us (other than those directly related to the creation and maintenance of your Member Account) at any time. If you do so, some aspects of your Benefits may become harder to access; for example, you may not receive notification of GGC Events in sufficient time to exercise your right to reserve discounted tickets. If you do not wish to receive communications from Us then please inform us by email at hello@glasglowgirlsclub.com.

If you choose to opt-out of receiving Marketing Messages, GGC will be restricted from using your personal information to make personalised recommendations through the Platform. You may still see offers and information on the Platform, but the contents will not be personalised in any way and we cannot guarantee its relevance.

However, we are unable to prevent Partners from using personal information which you have otherwise provided to them for marketing purposes.

For the avoidance of doubt, your acceptance of these terms and conditions  will not mean that you have agreed to receive Marketing Messages.

Intellectual Property

Platform Materials shall mean all materials on the Platform including, but without limitation to, trademarks, design, HTML text, graphics, other files, photographs, codes, software layout, design forms, and the selection and arrangement thereof.

All Platform Materials are owned by Us and are protected by UK and international copyright, trademark and other intellectual property laws.  The images contained in GGC Blogs will be licensed for use to GGC.

 None of the Platform Materials and intellectual property described in these terms and conditions  may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without our permission.

Our rights

We reserve the right to:

• modify or withdraw, temporarily or permanently, the Platform, Members’ Only Groups or GGC App (or any part thereof) with or without notice to you and you confirm that we shall not be liable to you or any third party for any modification to or withdrawal of the Platform or GGC App; and/or
• remove Benefits at Our discretion or otherwise to comply with a change in the law; and/or
• change these terms and conditions  from time to time, and your continued use of the Platform (or any part thereof) following such change shall be deemed to be your acceptance of such change. It is your responsibility to check regularly to determine whether the terms and conditions  have been changed. If you do not agree to any change to the terms and conditions  then you must immediately stop using the Platform.

Your attendance at GGC Events

You agree to attend the GGC Events only for lawful purposes, and behave in a manner that does not infringe the rights of third parties, or restrict or inhibit the enjoyment of the GGC Events by any other Member or Partner.  Specifically, you agree you shall not do anything that brings (or in our opinion is likely to bring) GGC into disrepute and you shall, at all times at any GCC Event, behave appropriately.

You agree fully to indemnify, defend and hold us, and our officers, directors, employees, agents and suppliers, harmless immediately on demand, from and against all claims, liability, damages, losses, costs and expenses, including reasonable legal fees, arising out of any breach of these terms and conditions  by you or any other liabilities arising out of your attendance at any GGC Events.

Member Content

As a Member you will be able to share your views in the Facebook communities and on the Platform and in particular comment on GGC Blogs and articles (Member Content). 

A Member Account is required if you wish to submit Member Content on the blogs.  Please see above for more information.

You agree that you will be solely responsible for your Member Content.  Specifically, you agree, represent and warrant that you have the right to submit the Member Content and that all such Member Content will comply with Our Acceptable Usage Policy, detailed below. You will provide satisfactory evidence (of which the GGC will be the sole judge) of your rights in and to any content, images etc that you include in your Member Content to the GGC without delay.  

You agree that you will be liable to Us and will, to the fullest extent permissible by law, indemnify Us for any breach of the warranties given by you above.  You will be responsible for any loss or damage suffered by Us as a result of such breach.

You (or your licensors, as appropriate) retain ownership of your Member Content and all intellectual property rights subsisting therein.  When you submit Member Content you grant Us an unconditional, non-exclusive, fully transferrable, royalty-free, perpetual, irrevocable, worldwide licence to use, store, archive, syndicate, publish, transmit, adapt, edit, reproduce, distribute, prepare derivative works from, display, perform and sub-licence your Member Content for the purposes of operating and promoting the Platform. In addition, you also grant other Members the right to copy and quote your Member Content within the Platform.

If you wish to remove Member Content from the Platform simply click the delete button next to the Member Content.

We may reject, reclassify, or remove any Member Content from the Platform or Facebook groups where, in Our sole opinion, it violates Our Acceptable Usage Policy, or if We receive a complaint from a third party and determine that the Member Content in question should be removed as a result.

For the avoidance of any doubt, the views or opinions expressed on the Platform by Members, contributors and columnists represent the thoughts and opinions of individual users and contributors and do not necessarily those of GGC or any of its corporate partners or affiliates. Similarly the views of GGC Partners or business experts are their own and are not necessarily the views of the GGC. Content is not vetted or verified by the GGC in advance.

Acceptable Usage Policy

You may only use the Platform in a manner that is lawful and that complies with the provisions set out below.  Specifically:

• you must ensure that you comply fully with any and all applicable local, national, and international laws and/or regulations to include, for the avoidance of doubt, the Hate Crime and Public Order (Scotland) Act 2021;
• you must not use the Platform in any way, or for any purpose, that is unlawful or fraudulent;
• you must only use images and content which you own or to which you have legitimate rights (that can be evidenced to the satisfaction of the GGC) and not any images or content owned by any third party;
• you must not use the Platform to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware, or any other code designed to adversely affect computer hardware, software, or data of any kind; and
• you must not use the Platform in any way, or for any purpose, that is intended to harm any person or persons in any way.

When submitting Member Content (or communicating in any other way using the Platform), you must not submit, communicate or otherwise do anything that:

• is sexually explicit;
• is obscene, deliberately offensive, hateful or otherwise inflammatory;
• promotes violence;
• promotes or assists in any form of unlawful activity;
• discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation or age;
• is intended or otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person;
• is calculated or is otherwise likely to deceive;
• is intended or otherwise likely to infringe (or threaten to infringe) another person’s right to privacy or otherwise uses their personal data in a way that you do not have a right to;
• misleadingly impersonates any person or otherwise misrepresents your identity or affiliation in a way that is calculated to deceive (obvious parodies are not included within this definition provided that they do not fall within any of the other provisions of this clause);
• implies any form of affiliation with Us where none exists;
• infringes, or assists in the infringement of, the intellectual property rights (including, but not limited to, copyright, patents, trade marks and database rights) of any other party; or
• is in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence.

We reserve the right to suspend or terminate your Member Account and/or your access to the Platform if you materially breach the provisions of this clause or any of the other provisions of these terms and conditions.  Specifically, We may take one or more of the following actions:

• suspend, whether temporarily or permanently, your Account and/or your right to access the Platform;
• remove any Member Content submitted by you that violates this Acceptable Usage Policy;
• issue you with a written warning;
• take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach;
• take further legal action against you as appropriate;
• disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or
• any other actions that We deem reasonably appropriate (and lawful).

We hereby exclude any and all liability arising out of any actions (including, but not limited to those set out above) that We may take in response to breaches of these terms and conditions.

Breach of these terms and conditions 

We will determine, at our sole discretion, where there has been a breach of these terms and conditions. Where we suspect that a breach has occurred, we may take such action as we deem appropriate which may include all, or any, of the following:

• Immediate, temporary or permanent withdrawal of your right to use the Platform and your enjoyment of the Benefits
• Issue of a warning to you
• Commencement of legal proceedings against you
• Disclosure of information to law enforcement authorities

We exclude any liability for lawful actions taken by us in response to breaches of these terms and conditions and we reserve the right to seek compensation from you for any loss or damage we may suffer as a direct consequence of any breach by you of these terms and conditions.

If you breach any of these terms and conditions , and we choose not to take action against you, that does not necessarily mean that we will waive any subsequent breaches by you. In addition, if we do not exercise the entire remedy available to us, we may still do so at a later date.

Problems with the Platform and Your Legal Rights

We always use reasonable endeavours to ensure that Our Platform and your enjoyment of your membership and the Benefits are trouble-free.  If, however, there is a problem with the Platform please contact Us as soon as is reasonable possible via hello@glasglowgirlsclub.com.

We will use reasonable endeavours to remedy problems with the Platform as quickly as is reasonably possible and practical.

As a consumer, you have certain legal rights.  For full details of your legal rights and guidance on exercising them, it is recommended that you contact your local Citizens Advice Bureau or Trading Standards Office.

Our Liability

We are not liable for business losses. If you use the Benefits for any commercial, business or re-sale purpose our liability will be limited as set out below:-

• we shall not be liable to you, whether in contract, delict (including negligence), breach of statutory duty, or otherwise, for any loss of profit, or any indirect or consequential loss arising under or in connection with any contract between us; and
• our total liability to you for all other losses arising under or in connection with any contract between us, whether in contract, delict (including negligence), breach of statutory duty, or otherwise, shall be limited to one hundred and five per cent (105%) of the total sums paid by you for the Benefits under such contract.

In no event shall we be liable for any claims, loss or damage, arising out of or in connection with your use of, or inability to use, the Platform, including, without limitation, direct or indirect loss, consequential loss or damage, loss of profit or goodwill, or for loss arising from any errors or omissions in the Platform.

Nothing in these terms and conditions  excludes or limits any liability which may not be excluded by any applicable law.

Severance

If any part of these terms and conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these terms and conditions  and shall not affect the validity and enforceability of any of the remaining provisions of these terms and conditions.

Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with Scots law. All disputes arising from them shall be submitted to the non-exclusive jurisdiction of the Scottish courts.

GGC reserves the right to change these terms and conditions at any time without prior notice. In the event that any changes are made, the revised terms and conditions shall be posted on the Platform and be made available on the GGC App. Please check the latest information posted on this page to inform yourself of any changes.  Last updated on 25.04.24